I started using SmartyPig almost two years ago as a way for me to save money towards some of my specific financial goals, and I wanted to make it easier on me by having money automatically transfer from my existing checking account to a different bank entirely. I thought that by having money automatically transferred weekly into another account outside my bank (that I look at balances daily) that I’d just forget about the money leaving my account and have it add up slowly elsewhere. If I didn’t see it, I’d have no temptation to spend it. Atleast that was my reasoning. Although there were times in the past I needed the money and had money transferred back into my checking account within a matter of a few days, I still love using their services to save my money.

Right now, I have a goal set up with SmartyPig for my 30th birthday which isn’t until April 21, 2015. I have $50 automatically deposited into my SmartyPig account monthly in hopes that I can collect up to $5000 by my 30th birthday. I figured it would be a nice way to celebrate a new decade, and if I needed the money then it was there. Of course, $50 a month isn’t enough to help me reach my goal, but what’s awesome about SmartyPig is that I can also have friends or family contribute to my account AND I can add more money when I want. What’s also nice about SmartyPig is that I can choose to either have the money I accured transferred back to my checking account, or I can put money on one of the many retail gift cards they offer. The benefit of transferring your money onto a gift card is that they give you up to 11% cash back AND you don’t have to put them all on one gift card! If I reached my goal of $5000 and put it all in the form of a gift card, that’s an extra $550 I’d get back! Makes me want to save MORE money!

Right now, I have 100 invites to join SmartyPig. It is FREE to join, and every member also receives a 100 invites to send to their friends and family. For every member you invite to join SmaryPig, sets up an account AND deposits money in it means you will receive a $10.00 SmartyPig electronic gift card! The best part – the $10 can be applied to any of your goals that you created! That’s up to $1000 just for referring members to join! Referral rewards are issued by SmartyPig 4-7 business days after your friends first contribution posts to their goal. Invites to your friends expire after 60 days. SmartyPig electronic gift cards expire after 90 days so use them or deposit them towards your goal right away!

If you’d like an invite, please leave me a message below and I will email you an invite code to use.

This is an unsponsored review.